Step 2 - Spending

Low Cost ≠ High Value

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One of the most common mistakes I see people make when it comes to trying to save money is that they confuse the concepts of cost and value. They assume things of the lowest cost are the highest value. Sometimes that is true, but often it is not. People spend far too much time looking […]

FI-losophy

Amish as a Model for FI/RE

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I was performing a thought experiment the other day and was wondering what it would be like if you took all of the approaches typically taken to achieve financial independence and took them to the extreme. Would it be possible to create such an existence and what would it look like? You would have no […]

FI-losophy

FI/RE and Religion

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One of the topics that I find interesting that people rarely talk about when it comes to FI/RE is the intersection of a FI/RE mentality and religion.  I don’t consider myself a deeply religious person, but I was raised in a religious tradition and many of the values impressed upon me continue to guide my […]

Step 6 - Income

The Power of Translation

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When looking for a side hustle to engage in, I would recommend you take a serious look at the power offered by translation. You might be thinking: “But I’m not bilingual, I can’t translate for anyone.” Suspend your disbelief for a moment, because I’m not talking specifically translating from one language to another as you […]

Step 1 - Happiness

Optimizing for Happiness

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There are few elements so common to the human experience as the quest for happiness. No matter what stage of life you are in, what financial situation or where in the world you live, happiness is your goal. And financial independence, at its core, is just that, a quest for happiness. The trite expression is […]

Step 7 - FI/RE Number

Agile FI/RE

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An important part of the FI/RE process is setting goals. The FI/RE number is often referenced as the paramount goal to be achieved and once it is achieved, a world of possibility opens up. While I think having a FI/RE number is fine, I think there are several possible problems that you can run into […]

FI-losophy

FI/RE is Not A New Idea

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It’s interesting how, with age, you get a different perspective on life. When I was first introduced to the concept of FI/RE I was immediately enthralled. Excited to learn as much as I could as quickly as I could, but there was also a part of me that became upset. How is it possible that […]